The Power of Intention

Where Attention Goes, Energy Flows

What if you could use your thoughts to create whatever you wanted in your life?  I was reminded about this powerful personal development wonder the other day.  Whenever you focus your attention or ‘intention’, fully and completely on whatever it is you want to manifest in your life, you will begin to see examples of the subject you have chosen to focus on everywhere.

I was facilitating a budget program yesterday and gave the participants the example of my bright yellow car.

Some years ago I was in the market to replace my car, so I went looking in the car yards with my friend’s husband who is a mechanic by trade.  We saw a bright yellow Honda Logo.  I wasn’t that fussed on the car at first, but once I sat in it, and realized I could raise the seat up I was sold (you can probably guess by now that I’m fairly short).

Anyway, I hadn’t heard of Honda Logo’s before I purchased the car, let alone seen a yellow one.  Once I drove out of the car yard, I began to see Honda Logo’s everywhere.  Not only that, but I saw yellow ones everywhere.  Those cars were there before, but I hadn’t seen them.  Why?  I’ll explain more.

Also, my friends began to see them everywhere as well.  They would often say to me – “I saw you driving your car the other day, waved out, and you didn’t wave back”.  When I questioned where they had seen me, I informed them it actually wasn’t me, but another yellow Honda Logo”.

Reticular Activating System

The reason we began seeing them everywhere is due to the Reticular Activating System, or RAS for short.  It’s the part of the brain that acts like a filter.  It filters out information for us.

It is said human beings have roughly 60,000 thoughts every day.  Now we can’t possible give those 60,000 thoughts our full attention, so we filter out what’s most important to us.

Science now confirms that our thoughts are magnetic in nature, so whatever we focus on, we will get more of.  That’s why it’s no mistake or coincidence when you are thinking about an old friend who you haven’t seen for a couple of years, suddenly the phone rings and it’s them.

Whenever I’m having a bad day, I remind myself to re-focus my intention and attention on what I want to create, rather than on what I don’t want, and my day instantly improves.

Try it, you might be pleasantly surprised.


Budgeting Help

Budget Advice

I’m fortunate enough to be delivering workshops and seminars for the one of our local Budget Advisory Services.  I love this work, it’s an opportunity for me to teach people about budgeting, compounding interest and how to have more money in general.  But on top of that I get to indulge in one of my passions and that is teaching people about the psychology of money – why some people have it and some don’t.

The training that I run for the budget service is based around the book The Four Laws of Financial Prosperity, you’ll find a link for the book at the end of this article..  That book is one of the most amazing books I’ve ever read, it’s simple, easy to follow and implement the strategies contained within.

In the sessions I run, one of the questions I ask the participants is:

  • If I asked you to go to the grocery store for me, for some reason I couldn’t go myself.  And I gave you a $100 note, stating that I had a budget of $50 and gave you a rough idea of the sorts of things I wanted, my question is ‘how disciplined would you be with my budget’?  In other words would you stick to my budget of $50 or would you overspend?
  • Everyone answered that they would definitely stick to my budget of $50
  • Now I ask the participants what happens when they go to the grocery store with their own money, how likely would it be that they would stick to their budget.  Most of them said that they wouldn’t.
  • So I asked why that was, and their response was a blank.  I suggested that maybe there was a possibility they valued my money more than their own?

This always sparks a lively discussion.  It’s interesting that we would be very careful with someone elses money but less careful with our own.  Could it be that we think ‘there’s plenty more where that came from’?  I doubt it.

Without realizing it, people give their money a personality all of its own.  It’s almost as if the money takes on a life of it’s own, as if we don’t ‘own it’.

The other questions I ask is ‘when I mention the word ‘budget’ what immediately comes to mind – what words do you think?

Most of them respond that the word ‘budget’ conjures up feelings of ‘deprivation’, ‘restriction’, ‘doing without’.

After the three budget sessions, what happens is that they realize the opposite is true.  A budget actually frees you up to choose what you’ll spend your money on.  You can choose whether to have the paid TV channels or whether to spend that money on a new outfit.  Or you could decide you really want an overseas holiday so you could begin to trim something from your budget and therefore allow yourself to have a much needed holiday.  It is a choice.

The word ‘budget’ is almost like a four letter word – a dirty word to most people.  So here’s a suggestion for you:

Rename Your Budget

to something that brings you a sense of joy and excitement.  Could it be your ‘wealth creation plan’ or your ‘holiday fund’?

I’ll be posting a lot more quick tips on how to love your money more, budgeting and the psychology of money, so watch this space.

Four Laws of Financial Prosperity


Fiona Christie Blog

Welcome to my blog.  Here you’ll find useful tips, information, insights and my ramblings to help you in your quest development.

I’ve created seven categories that form the basis of my coaching, I’ll also be adding ‘tags’ so you can search for specific topics.

Here’s a metaphor to explain categories and tags using the grocery store:

  • A ‘category’ is like an aisle sign post in the supermarket.  So down aisle number 3 you might find breakfast cereals.  Breakfast cereals would be a ‘category’
  • A ‘tag’ is the particular type of cereal.  For example ‘breakfast oats’ or ‘muesli’.  Or it could be the ‘brand’ of cereal.

So the category is the product type, and the tag is the flavor or brand.

Fiona Christie

Here’s you’ll find my ramblings.  I decided I wanted a way to talk about my progress, my insights, my learnings along the way.  It’s a space where I can let you know what I’m up to, I can share my ‘aha’ moments.

Money and You

This category is where I’ll share insights about:

  • the psychology of money
  • why we do what we do with it
  • Why some people have it and some don’t
  • Strategies that can  help you have more of it
  • Share some great money programs with you that can help you on your quest to becoming forever financially free

Personal Development

This is where I’ll share the gems that lie beneath the surface of what creates great happiness, fulfillment and achievement.  Personal Development has changed my life and continues to do so.

Professional Development

There is where I’ll share some of my techniques.  I’ll also discuss various professional development topics, what’s hot, what’s not.

Relationship Advice

Relationship Advice – most people assume this relates to ‘love relationships’.  Yes it does, but it also relates to relationships we have with ourselves, with our money, with our careers, with the people in our lives.  Originally, the header for my website was going to state that I specialized in ‘Relationship Development’ but I realized that people would assume I meant ‘love relationships’ only.  And whilst one part of my business works with people looking to improve, begin or leave a love relationship, it is far more than that.  So here you’ll find wisdom and insights into how to ‘do’ relationships better.

Feel free to use the code attached to the ‘grab this button’ on the sidebar if you want to link to my website.


Fiona Christie - Professional and Personal Development



Achievement of anything is far more likely to happen if you follow a set process and stick to it.

Below I’ll outline how this diagram works, and beneath that, you’ll see how I discovered it.


First you must complete something.  Completion is first in the cycle.  In order to complete something you must stick to it.  Stop multi-tasking and for a moment, focus on the task at hand, keep focusing on it until it’s complete and then, and only then, move on.


Once you see completion, you’ll gain a sense of achievement.  It’s very unlikely that sense of achievement will happen until you have experienced completion.  Don’t confuse completion with success – success is a different thing altogether.  Completion could be that you completed the task but it still doesn’t meet your expectations, you can still feel a sense of achievement with that, it could be a great learning experience.


Once you have completed and achieved, prosperity will follow.  Prosperity comes in many formats.  Prosperity could mean money, however it comes in many other formats as well, see the following examples:

  • You complete a long overdue budget, track where your money is going, trim any unnecessary expenses and live within your means.  You feel a sense of achievement, and bingo prosperity follows
  • You complete your SMART goal sheet for weight loss, you gain a sense of achievement with the steps you take along the way, you gain a sense of prosperity having:
    • more energy
    • more sense of self esteem
    • new clothes
  • You complete your part in the project you’re involved in
    • You gain a sense of great achievement for yourself and your team
    • The project is a success and you receive a promotion (prosperity)

Now comes the clever part.  The metaphor CAP.  Here’s why I think CAP is a great little word to use:

  1. When a person graduates from university they go to a ‘capping’ ceremony (that’s what happens in this country anyway).  We say ‘they’re getting capped’ – completion, achievement, prosperity (prosperity could be the prospect of a well paid job because they have the qualification to back that up)
  2. Businesses put a ‘cap’ on expenses in a project.  That CAP is there because it stops the project going over budget.  The CAP also sees that the project reaches completion which leads to a sense of achievement and of course prosperity.
  3. A cap is used on top of a bottle to stop the liquid from escaping.  Imagine that the bottle contains a fizzy drink or soda, if you shook the bottle, pressure would build up and if you removed the cap you would be showered with drink.  The cap prevents this from happening.  The cap acts as a containment for the liquid, so it remains in the bottle until you’re ready to drink it, you drink it (achievement), then you feel better (prosperity)
  4. A cap is something we wear on top of our head.  It lives ‘at the top’, and it also serves many functions:
  • It keeps us warm
  • It keeps the sun off our face
  • It could contain unruly  hair (like mine)
  • It’s ‘cool’ – that probably only applies to someone half my age!
  • It’s generally the last item of clothing you put on, it ‘completes’ the outfit

I am part of a group which I founded over a year ago, we’re called ‘Fortunes 4 Doing It’.  Our purpose is to assist each other and ourselves to achieve prosperity.  Prosperity comes in many forms, not just money.

Anyway, Peter, the sole male in the group said a very wise thing:

“Fiona, you need to think more like a man”, he said.  “Women are always saying that men can’t multi-task – which is probably true.  There’s a positive to that, it means we do one thing, and we do it until it’s completed and then we move on to the next”.  I was listening and a smile was appearing on my face, I could see what he was getting at.

“So”, he said “we all know you’re a multi-tasking Queen” (or words to that effect), “but the trouble is, that doesn’t have you complete anything, so for the next week, you need to stay focused, think like a man and only focus on one thing at a time”.

I thought this was really good advice, because whilst I know that multi-tasking can be a really great asset, my tendency is to have so many things on the go at once that I don’t actually finish them.

So this week I’ve kept that mantra to mind ‘think like a man’.  That’s probably what had me waking up in the middle of the night (thanks Peter), which is why this blog post is at 5am in the morning, because I suddenly had an idea of how I could use that thought and turn it into a metaphor for myself, and of course you, the reader.

I was reminded the other day when the group met that I use metaphors a lot in my work, but more than that I use them for myself.  I love making the process of learning and discovery easy and by linking a word or a situation to something, I’m far more likely to remember it.

Enjoy, please post a comment about how you used this metaphor to help you.


Your Money Personality

We give our money it’s own personality, yes, you read that correctly.  Our money has a personality, just like you and I do.

We inadvertently give money a life of its own.

Most people mistakenly think money is bad.  Remember the saying many of us heard growing up ‘money is the root of all evil’ – for some people you would actually think that was true.

Here are few scenarios which I’m sure most of you will have encountered before:

  • You go to the mailbox and collect the mail to find there are three bills enclosed: the gas, the electric and the phone bill.  You sigh and hesitate to open them thinking.  You finally do open them to find that the elect bill is $300, you blame the electricity company and think negatively about money
  • You continually say ‘I need more money’.  You’re eyeing up the new computer that your daughter wants but think ‘I can’t afford it’, thinking ‘there’s never enough money’

I could keep adding to that list until next Christmas and still have more to add.

When I first thought about my money personality some years ago, I realized that I was treating my money as if it was someone I would avoid at all costs.  If I likened it to a person, it would be someone I would stand well clear of in the queue at the supermarket.  It wouldn’t even be someone I would talk to.

That got me thinking.  I know that money is just an exchange of energy, so what kind of energy was I placing on my wealth creation?  Not a very good one.

I began to think about the sort of personality I wanted my money to have.  I thought about some of the wealthiest people in the world and decided that Richard Branson was a good starting point.  He valued money, he wasn’t mean with it and in fact he’s very generous.  I began to ask myself ‘what would Richard do if he were me’.  That bought me up short and really made me think about what I was spending my money on.

You see wealthy people don’t waste money, well that’s a bit of a generalist statement, but take a look.  They’re the first to check the bill when they pay after a night out at a restaurant.  They will check the invoice to make sure they are paying for what they had and no more.  That’s not because they’re mean, it’s because they value money.  They respect it.

It’s something to think about.  I’ll be adding a series of blog entries on this topic.  I find the subject of money absolutely fascinating and began, a few years ago, to take an interest in the difference between the rich and the poor, keep checking my blog to hear more on this topic.


Money Issues in Relationships

Money is a major cause of stress in relationships

  • Money makes the world go around
  • Money burns a hole in your pocket
  • Money doesn’t grow on trees
  • You’re useless with money

Do these statements sound familiar?  Unfortunately many of us heard these phrases and a whole lot more bandied around as we were growing up.  They might sound flippant, but they have a major impact on how we view money.

None of us received a manual that taught us how to ‘do’ money.  We grew up with a set of values and beliefs about money which doesn’t necessarily help us to have more of it.

Added to that, we meet someone, form a relationship with them and they have their own set of values and beliefs about money, which may not blend well with our own.

So what to do about it.

Become Your Own Money Detective

Begin observing how you act and react where money is concerned.  Most often when couples argue about money it’s because they have different money needs.  I’ll paint the picture for you:

Sally values freedom and doesn’t like to be restricted.  She feels panic stricken if she doesn’t have her own money and can’t do what she wants with it.

Whereas Sam values Security.  He likes to save his money and watch it grow in the bank.  He’s also not that happy to take risks where money is concerned.

Sally thinks Sam is ‘tight’ with his money and Sam think money burns a hole is Sally’s pocket.

Their money issues could run a whole lot smoother if they stopped and listened to each other.  Listened to the words they were each using and understood that there’s nothing wrong with either of their money values, they’re just different.  And to restrict Sally is like putting her in a straight jacket, while taking risks with Sam’s money will give him heart palpitations!

Here’s a couple of things they could do:

  1. Each have their own separate pool of money (their pocket money), which they can do what they like with, without judgment.  Sally will spend hers and Sam will save his
  2. Begin is work with a separate set of values to help them blend their money wisdom together.  There are great bonuses to valuing freedom and there’s equally as many for valuing security. They could each take some interest in their partner’s wisdom, bringing it together to a middle ground.

We take more care of other people’s money than we do of our own!

Through my work as a money coach, I observe that most people don’t actually treat their money as if it were their own.  Sounds odd doesn’t it?  An example I give is to say ‘if I asked you to go to take my shopping list and do my grocery shopping for me, you’d want to know my budget and you’d be sure to stick to it, however it you were spending your own money, you’d most likely not take as much care’.

Why is that?  It’s interesting, it’s almost as if money has become the new ‘four letter word’.  Money is just an exchange of energy.  It doesn’t have any power on it’s own, it requires an input of emotion and an exchange of energy to make it work.

What energy are you giving to your money?